Built for people whose tax bill grew faster than their options.
Our clients are business owners, executives, and investors who have done the hard part. Now they want to keep more of it.
Why work with us
- Strategies implemented by Wilson Hand's tax attorneys
- Built for people earning $1M+ a year, or holding $2M+ in assets
- Full documentation and IRS audit support included with every strategy
Your retirement account is also a tax bill waiting to happen.
Every dollar in a traditional IRA or 401(k) will be taxed as ordinary income when you take it out, often at 37% federal plus state. Required minimum distributions start at 73, whether you need the money or not. Larger withdrawals can also raise your Medicare premiums and increase the tax on your Social Security.
Strategies
You may be a fit if
- You're 50–70, approaching or in early retirement
- You have $3M or more in traditional IRAs or 401(k)s
- You want control over when and how you take money out
- You'd like to leave assets to heirs with less tax erosion
A retiree with a $2.8M IRA restructured the account through the ARP. The plan is projected to provide about $185,000 a year in retirement income and avoid more than $1M in lifetime taxes.
Retire on your timeline, not a buyer's.
A traditional sale can take years and often means a lowball offer, a large capital gains bill, and handing your company to someone who doesn't share your values.
Strategy
You may be a fit if
- You own a privately held, profitable business worth $3M or more
- You're 55–70 and want to step back in the next few years
- You have no ideal buyer lined up
- You'd prefer ongoing income over a one-time lump sum
The owner of a $10M manufacturing business transferred it through the Alternative Exit structure and stepped away from daily operations. On a traditional $10M sale with a $2M basis, capital gains taxes would have been about $3.2M.
Plan the tax before you sign the deal.
Selling a business, commercial real estate, or a concentrated stock position can cost 20–35% of the gain in federal, state, and net investment income tax. Once the sale closes, most options are gone.
Strategies
You may be a fit if
- You're selling an asset with $2M or more in proceeds
- The asset has grown substantially in value
- The sale hasn't closed yet
A Dallas real estate investor sold $5.3M in properties through the trust, deferring $1,526,400 in capital gains taxes while keeping the full proceeds invested and receiving ongoing distributions.
For income that's taxed at the top rate every year.
If most of your income comes from 1099s, K-1s, an S-corp, or business operations, you may be giving up 40–50% to federal and state taxes. These strategies are designed to create deductions in the current tax year.
Timing matters. To count for this tax year, these strategies need to be in place before year-end, and Equiplease equipment must be in service by December 15. Start early.
Strategies
You may be a fit if
- You have $150,000–$250,000 or more in taxable active income
- Your income isn't only W-2 wages
- You want results this tax year (best started before year-end)
A business owner contributed $100,000 and received $660,000 in first-year deductions, significantly reducing that year's tax bill.
Better benefits for your team, at a net savings to the company.
Wellness Pro gives your employees virtual care, prescriptions, and wellness programs on top of their existing major medical coverage. The program is funded by payroll tax savings, so the company comes out ahead.
Strategy
You may be a fit if
- You have W-2 employees
- You offer ACA-compliant group health coverage
A 250-employee business restructured payroll through Wellness Pro's Section 125 plan and saved about $159,000 a year in taxes, without cutting employee pay or benefits.
Make sure what you built outlasts you.
Federal estate tax can take up to 40% of what you leave behind, plus state taxes. Probate is public, slow, and expensive. Wilson Hand's estate planning works alongside the strategies above so your tax plan and your estate plan pull in the same direction.
Strategy
Advisors: bring us in before the deal closes.
Many of our clients come to us through M&A advisors, CPAs, wealth advisors, and benefits consultants. We work alongside you, never in place of you. Your client relationship stays yours, and you're welcome on every call.
Bring us in early. Most of these strategies have to be set up before a sale closes or before year-end, so the sooner we see a situation, the more options your client has.
You may be a fit if
- You advise business owners, executives, or high-income professionals
- Your clients face a sale, a large retirement balance, or a large tax bill
- You want attorney-implemented strategies without handing off the relationship
Not sure which fits?
That's what the first call is for. We'll listen, ask a few questions, and tell you honestly whether any of these strategies make sense for you.
20 minutes. If nothing fits, we'll say so.